Free 30 minute

eligibility discovery call

Claim up to $45,000 in grants and concessions to use towards your deposit for your new home.
If you are a first-time home buyer, now has never been a better time to purchase a home.

Jordan and Kate's $5K deposit story

Jordan and Kate recently moved into their brand new home after searching for months. They had given up on looking in the area they dreamed of due to the ever-rising cost of new home prices.


Originally setting their area demographic within the Bowden and Brompton suburbs, they both realised that it was a dream unlikely to come true due to the deposit the bank required being in excess of $65,000. This was an amount they just could not save up.


Before giving up on their home search, Jordan and Kate adjusted their search parameters to the only areas they could afford, being the Salisbury district. Not coming to terms with their reality, Jordan and Kate gave up on their search as they could not comprehend living that far from where they grew up.


Having given up, Jordan and Kate renewed their lease at the current rental property they were living in for a further 6 months. Towards the latter half of their lease, they stumbled across ABC’s first home buyer program. At first, the couple did not believe they could really become homeowners with only a $5,000 deposit. ABC and its associated finance team began inducting Jordan and Kate into the First Home Buyer programme, preparing them for a suitable property when one was to become available. 3 Months of knuckling down with good banking conduct and regular savings, their accounts and finances were looking in shape to present to the lender; however, the property search was still an item that had not been ticked off.


Finally, not long after their finances were preapproved, Jordan and Kate were able to secure a new home in Woodville West through the First Home Buyer Program. The best part of the whole deal was they were able to access $45,000 in government grants, concessions, and developer grants to use towards their deposits. This allowed them to contribute only $5,000 of their own money and retain savings in their bank account.

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Handover

Congratulations your home is now ready and at this point you will pick up your keys. However, this is not the last time we will see your maintenance period will start. From this point on, if any minor problems are to occur, you will need to make note of each of them; your builder will be back after 3 months to fix them.

Practical Completion

you will be invited to walj through your house to inspect and identify areas you wish to fix. By the end of this stage your house is about 97% done.

2nd Fix

We are almost there: your home’s cabinetry and taps are being installed and your house is now complete from the outside.

Internal Walls

Rooms take shape, internal walls go up and the colour and shape of your house start to fill out.

External Walls & Roof

At this point, all of your colour combinations and ideas will be coming to life. Your external walls and roof will be visible.

Frames

It will take approximately 4 weeks for your frames to go up. Your house is starting to take shape!

Slab

The Foundation is expected to be completed within 4 weeks consisting of trending, plumbing and concrete pour. Some clients will have a slab party, others choose to have imprints of their hands on the slab.

Construction Start Date

From the start date, there are 6 stages of construction. At each stage you can expect the builder to send you invoices. You will need to sign and send them off for processing.

Full Council Approval

Once the council gives notice of approval and appropriate insurances are in place – your builder will issue you notice of a construction start date.

Selections

This is the fun part. It’s the part where you get to choose your colours and patentially add that little bit of luxury to your home. We will let you know when selections should be booked with your builder. Allow 4-5 hours for this session.

Council Planning Approval

Council approval is required before your home can be built. Broadly, council wants to know if your house fits on the chosen block of land (Planning Application) and if the house meets all building and licensing requirements (Development Application). You are now ready to start the Planning Application.

Lodge To Council

Now you are ready to lodge your plans for council approval.

Site Investigations

Council, the builder and the architech will need to understand the condition of your block. A review of the soil, site level and engineering is needed. His proceess can take up to 3 weeks.

Building Agreements

When you are happy with your concept drawings, we will proceed to the building agreement with your chosen building company. It should take about 7 days to create the agreement.

Concept Plans

Once you have accepted the sketched floorplans, an architect will transform this sketch into more accurate concept drawings. This should take no more than 5 days.